Claims Questions

Submitting an NRL to the DMV does not constitute a transfer of ownership. The vehicle record is not permanently transferred out of your name until the DMV receives a completed application for transfer of ownership and payment of appropriate fees … Continued

Detailed information on what to do can be found here.

California  law (https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=2338.#:) states  that employers are liable for employees’ mistakes .The allocation of responsibility to the employer is also known as “vicarious liability.” Special liability rules apply to Motor Vehicle use under CA vehicle code (https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=VEH&sectionNum=17150).

It means having insurance coverage but the limits may not be high enough (inadequate) to cover the full expense of a claim. Every state has minimum liability coverage for property damage and bodily injury in order to permit/register a vehicle … Continued

California law (as well as most states) requires traffic accidents on a California street/highway or private property to be reported to the Department of Motor Vehicles (DMV) within 10 days if there was an injury, death or property damage in excess of $1,000. … Continued

In short, yes; regardless of fault because all Insurance Policies contain a provision called “Duty To Cooperate”. This provision is based on two concepts: preventing collusion between the insured and the party who created the accident/loss and the second reason … Continued

Prop 213 prevents drivers injured in a car accident from obtaining damages for their pain and suffering even when the accident was not their fault if they lack car insurance or the car they were driving was not covered by insurance.   CIVIL … Continued

The purpose of the Compulsory Financial Responsibility Law is to ensure that drivers and owners of vehicles are financially responsible for any damage or injury caused by a traffic accident, regardless of fault, and to remove financially irresponsible drivers from … Continued